At Bhandara District Central Co-Operative Bank Ltd, we provide Cash Credit Loan facilities to meet the working capital needs of traders, businesses, industries, farmers, and Self-Help Groups. This revolving credit system gives you the flexibility to withdraw funds, repay, and withdraw again within the sanctioned limit.
Features & Benefits
► Revolving Credit Facility – Withdraw, repay, and reuse the limit during the loan tenure.
► Working Capital Support – Finance for day-to-day expenses, purchase of raw materials, stock, and trade requirements.
► Attractive Interest Rates – Competitive and co-operative friendly.
► Flexible Repayment – Interest charged only on the utilized amount.
► Loan Against Security – Sanction based on stock, receivables, or other acceptable securities.
► Simple & Quick Processing – Minimal paperwork and faster approvals.
Eligibility
► Traders, shopkeepers, and small businesses
► Small & Medium Enterprises (SMEs) and Industrial Units
► Farmers & Self Help Groups (for agri and allied activities)
► Societies, Firms, and Co-operative institutions
Purpose
► To meet short-term financial requirements
► To manage business operations smoothly
► To provide liquidity for purchase, production, or services