At Bhandara District Central Co-Operative Bank Ltd, we make it easier for you to own your dream home. Our Housing Loan Scheme is designed to provide affordable finance for the purchase, construction, or renovation of residential property.
Features & Benefits
► Loan for Multiple Purposes – Purchase of plot & house, construction of new home, extension of existing house, or renovation.
► Attractive Interest Rates – Affordable and competitive.
► Flexible Repayment – Easy EMIs with longer repayment tenure.
► Quick Processing – Simple documentation and speedy approval.
► Substantial Loan Amount – Based on the cost of the house/flat and borrower’s repayment capacity.
► Insurance & Security – Home loan insurance and mortgage facility for safety.
► Tax Benefits – Eligible for deductions under Income Tax Act (as per prevailing laws).
Eligibility
► Individuals (Salaried, Business, Professionals, Farmers)
► Joint Applicants (spouse/close family members)
► Firms & Societies (for staff housing projects, subject to rules)
Purpose
► Purchase of new or old residential property
► Construction of a new house
► Renovation, repair, or extension of existing house